DE Mortgage Underwriter - REMOTE

Company: CyberCoders
Location: Albuquerque
Posted on: February 22, 2021

Job Description:

Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.We are a small, local, emerging mortgage banker with a hands-on approach free of corporate BS. You will work directly with the owner in a very friendly, close-knit company, who are motivated to close home loans. We are looking for FHA-DE/Conv/VA experienced Underwriter to work remote and assist our team in the mortgage loan process.Top Reasons to Work with Us* Remote Work!* Great Company Culture!* Competitive Pay and Benefits!What You Will Be DoingConfirm maximum loan amount and loan to value (LTV) requirements, analyze risks and make a final credit decision for the loan applicationDetermine earned income amount(s) through analysis of employment verification documentation and/or tax return(s) including accurate interpretation of credit reports and credit reporting requirementsDetermine adequacy of provided credit documentation (i.e. verifications and supporting data)Comply with all regulatory requirements needed at initial application: servicing transfer disclosure and authorizationIssue loan approval/commitment or notice of adverse action in a timely mannerWhat You Need for this Position3-5 years of experience as an Mortgage Underwriter and complete knowledge of the mortgage business* Direct Endorsement (DE) Required* Experience with FHA/VA/Agency loans* Self-starter, with the ability to work independently with minimal supervision* Basic computer skills, knowledge of Microsoft Office Suite and Encompass* Excellent verbal, written, listening and organizational skills* Must be able to accurately use all processing systems in underwriting the loan* Must fully understand LTV and DTI ratios* Knowledge of underwriting per Agency, VA, FHA, and Investor guidelines and overlaysWhat's In It for You* Competitive base salary ($90,000 - $100,000 + Bonus) and overall compensation package* Full benefits: Medical, Dental, Vision* 401 (K) with generous company match* Vacation, sick, and paid holidays* Life Insurance coverageSo, if this sounds like yourself, we'd love to hear from you!Either* Apply directly to this job opening here!Or* E-mail directly for more information to patrick.solano@cybercoders.comEmail Your Resume In Word ToLooking forward to receiving your resume through our website and going over the position with you. Clicking apply is the best way to apply, but you may also:Patrick.Solano@CyberCoders.com* Please do NOT change the email subject line in any way. You must keep the JobID: linkedin : PS2-1612460 -- in the email subject line for your application to be considered.***Patrick Solano - Executive Recruiter - CyberCodersApplicants must be authorized to work in the U.S.CyberCoders, Inc is proud to be an Equal Opportunity EmployerAll qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, or any other characteristic protected by law.Your Right to Work - In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hire.

Keywords: CyberCoders, Albuquerque , DE Mortgage Underwriter - REMOTE, Other , Albuquerque, New Mexico